Terms of Use

1. Acceptance of these terms

By accessing the Welfare One website at welfareone.com ("this website"), you agree to be bound by these Terms of Use. If you do not agree, please do not use this website.

2. About this website

This website is operated by Ashbe Ltd, a company registered in England and Wales, trading as Welfare One. Our registered address is Unit 135, North Street, Romford, RM1 1ED, United Kingdom. PLACEHOLDER: verify postcode before launch

This website is a marketing and information resource for the Welfare One product. The use of the Welfare One platform by institutional customers is governed by separate service terms and Data Processing Agreements, which are not set out here.

3. Permitted use

You may access this website for lawful, personal, or business informational purposes. You may share links to pages on this website.

4. Prohibited use

You may not:

• Use automated tools to scrape, crawl, or systematically harvest content from this website without our prior written consent
• Attempt to disrupt, compromise, or interfere with the security, integrity, or availability of this website or its underlying infrastructure
• Misrepresent your identity or your affiliation with any organisation when using this website
• Reproduce or republish substantial portions of content from this website in any commercial context without our prior written permission
• Use this website for any purpose that is unlawful under English law, or that causes or is likely to cause harm to Welfare One, Ashbe Ltd, or any third party

5. Intellectual property

All content on this website — including text, images, graphics, design, code, and the Welfare One name, mark, and wordmark — is owned by Ashbe Ltd or its licensors and is protected by copyright and other intellectual property laws.

Nothing on this website grants you any licence to use our intellectual property unless expressly stated. You may not reproduce or adapt our content without prior written permission.

6. Accuracy and disclaimers

We aim to keep the information on this website accurate and current, but we make no warranty as to its completeness or accuracy. Information about product capabilities, availability, and regulatory status reflects what we believe to be accurate at the time of publication and may change.

This website is provided on an "as is" basis without warranties of any kind, to the fullest extent permitted by law. We do not warrant that the website will be uninterrupted, error-free, or free from harmful code.

Forward-looking statements about product development, regulatory progress, or deployment timelines are expressions of current intent only, not commitments or representations of fact.

7. Limitation of liability

To the fullest extent permitted by applicable law, Ashbe Ltd is not liable for any indirect, consequential, incidental, or economic loss arising from your use of, or inability to access, this website.

Nothing in these terms limits or excludes our liability for:

• Death or personal injury caused by our negligence
• Fraudulent misrepresentation
• Any other liability that cannot be excluded or limited under applicable English law

8. Third-party links

This website may contain links to third-party websites. We are not responsible for the content, privacy practices, or availability of those sites. The inclusion of a link does not imply endorsement by Welfare One or Ashbe Ltd.

9. Changes to these terms

We may update these terms from time to time. The current version is always available on this page, with the "Last updated" date shown at the top. Your continued use of this website after an update constitutes acceptance of the revised terms.

10. Governing law and jurisdiction

These terms are governed by the law of England and Wales. Any dispute arising from these terms or your use of this website is subject to the exclusive jurisdiction of the courts of England and Wales.

11. Contact

For questions about these terms, please use the contact form or reach us at: